The timeline depends on your starting profile, credit behavior, and business structure. Some optimized profiles can begin funding execution within 30–45 days. Others may require a preparation phase to improve utilization, stabilize inquiries, or strengthen business alignment before applying. Our process prioritizes timing and structure over rushing applications.

No. Funding approvals and credit outcomes are never guaranteed. Results depend on credit history, income, liabilities, business age, and lender underwriting standards. Our role is to design and execute a structured strategy that maximizes approval probability — not to promise outcomes we do not control.

Strategic funding does involve inquiries when applications are submitted. However, our process focuses on: • Proper sequencing • Application batching • Minimizing unnecessary inquiries • Avoiding premature applications When structured correctly, inquiries are controlled and intentional — not random.

For most funding programs, a 680+ personal credit score is preferred. However, score alone does not determine approval. Utilization, inquiry history, banking behavior, and business structure all play a critical role. If your score is lower, we may recommend a Credit Optimization phase before funding execution.

Most companies focus on disputes or quick score boosts. Ignite Consulting focuses on credit architecture — building structured profiles aligned with lender approval models. We prioritize: • Funding sequencing • Business structuring • Utilization timing • Long-term capital positioning Our goal is not a temporary score increase — it’s scalable access to business funding.